At Capital Business & Personal Financing LLC (“we”, “us”, or “our”), safeguarding your privacy is our top priority. This Privacy Policy details how we gather, utilize, share, and protect your personal and commercial data when you browse our website or utilize our funding solutions—including revenue-based financing, business lines of credit, and equipment financing.
By interacting with our website or utilizing our financial services, you acknowledge and agree to the practices outlined in this Privacy Policy.
1. Information We Collect
We gather several categories of information to better serve your financing needs, including:
- Personal Information: Full name, physical address, telephone number, email address, date of birth, and tax identification numbers (SSN/EIN).
- Business Information: Corporate name, business address, entity structure, operational revenue, ownership details, and comprehensive financial records.
- Banking and Transaction Data: Bank account routing details, account statements, payment history, and transactional data.
- Technical and Device Data: IP addresses, browser specifications, operating system data, and user activity tracked via cookies or analytical tools.
- Commercial Profile Data: Financing solutions, products, or services you evaluate or request.
- Strategic Inferences: Analytical profiles derived from your data to better anticipate and accommodate your financial goals.
2. How We Use Your Information
Your information is leveraged strictly to maintain high-quality service, specifically to:
- Assess funding eligibility and process financing applications.
- Maintain active communication and provide dedicated account support.
- Execute financial transactions and manage account servicing.
- Adhere to strict legal, corporate compliance, and regulatory mandates.
- Optimize our digital infrastructure and user experience.
- Detect, investigate, and mitigate fraudulent behavior or unauthorized system access.
3. Information Sharing and Disclosure
We do not sell your personal or business data to third parties. We may disclose information under the following controlled circumstances:
- Trusted Service Providers: Partner entities that assist us in credit evaluations, payment processing, data analytics, and corporate communications.
- Corporate Affiliates: Shared internally within our corporate family for administrative, logistical, or marketing initiatives.
- Legal & Regulatory Authorities: When compelled by law enforcement, court orders, or statutory regulations to protect legal rights or prevent illegal activities.
- Corporate Restructuring: In connection with a company merger, asset sale, acquisition, or structural reorganization.
4. SMS and Electronic Communications Consent
By providing your telephone number, you explicitly consent to receive SMS, text alerts, or electronic communications regarding your account status, updates, and promotional opportunities. Message and data rates may apply. You retain the right to opt out at any time by replying “STOP” or contacting us directly.
5. Your Privacy Rights
Depending on your legal jurisdiction, you may hold specific consumer rights, including:
- The right to review and access the personal data we maintain.
- The right to correct inaccurate or incomplete information.
- The right to request the deletion of your personal data.
- The right to opt out of promotional or marketing communications.
- The right to non-discriminatory service for exercising your privacy options.
6. Data Security
We implement rigorous administrative, technical, and physical safeguards designed to shield your data from unauthorized exposure. However, no digital transmission method or electronic storage protocol can guarantee absolute security.
7. Cookies and Digital Tracking
Our website utilizes cookies and related tracking technologies to optimize performance and analyze web traffic patterns. You can adjust your tracking preferences at any time through your local web browser settings.
8. Minors' Privacy
Our financial services are structured strictly for established commercial entities and individuals aged 18 and older. We do not knowingly gather information from minors.
9. Amendments to This Policy
We reserve the right to modify this Privacy Policy periodically to reflect operational or regulatory changes. The most current iteration will always be published directly on our website.
10. Contact Us
For any inquiries regarding this Privacy Policy, your personal data, or to review your privacy options, please reach out to us:
Capital Business & Personal Financing LLC
Email: business@capitalbpfinancing.solutions
Telephone: 704-343-6377 | 704-378-8688
Main Office: 2020 Remount Road – Ste E- 103, Gastonia, NC 28054